Debt Recovery
South Africa
Professional debt recovery solutions tailored to South African businesses and individuals, offering efficient and ethical strategies to reclaim outstanding debts and restore financial stability.
Trusted South African Debt Collectors
J.A.R. DEBT COLLECTING (PTY) LTD is originated from its then parent company R.A.J. Consulting which was established in 2010 and has worked on various projects in debt collecting and credit management.
We offer debt collecting services as well as debt management services. With our extensive experience in debt management as well as debt collecting, we service clients from various sectors such as rentals, educational, financial and engineering.
Each of these sectors has their own unique form of communication when collecting this debt, and we can do it all!
We aim to collect funds promptly and professionally while safeguarding relationships between debtors and clients. Our focus is on maximising client profits and minimising the risk of bad debt and write-offs. Specialising in debt recovery from consumer to corporate levels, we operate across South Africa.
Our Values
Honesty: Upon receiving the debt, we quickly assess assets for viability. Before deciding, we consult our legal team for final feedback to manage expectations.
Transparency: We operate on a contingency-based model: no collection, no fee.
Integrity: Our goal is to collect funds efficiently and professionally, preserving the relationship between the debtor and the client without causing damage.

About the Founder
Our founder is René Cornelius, who has over 20 years’ of experience and vast knowledge of debt and credit management.
René has done various credit management courses through Credit Blend Training which is widely recognised and affiliated with the Institution of Credit Management, where she has completed the credit management course from 1 to 4, and worked as a credit controller after which she decided to open her own debt collecting company.
She has also attended Ken Mills & &Associates where she did a debt collecting course and telephone etiquette as well as computer training.
Need Collections?
We work on NO COLLECTION – NO FEE basis, therefore the longer the debt is outstanding the longer the payment could take to be recovered.
Need Assistance?

Committed To Your Bottom Line
- We will need the Debtors’ payment history information from the client
- We will contact the debtors through various modes of communication i.e., emails, telephone, SMSs, and WhatsApp
- Negotiations – payment plan structures through A.O.D
- We will send out monthly statements
Through these processes we will send a monthly progress report to our client updating them on the status of all accounts.
Why Clients Trust Us
We take the time to understand the specific needs and preferences of each client
Ultimately, our success rate is largely in part due to our experience and effectiveness.
Our collections process is robust and firm while maintaining our integrity.
We work on a no collection, no fee and our fee structure is transparent and fair.
Effective, ethical and powerful debt collecting service
We Have All Your Collection Needs Covered
01.
Credit Consultancy
We offer a consultancy service customised to meet your specific needs and designed to add value to your business.
02.
Credit Reporting
Our information can assist you when making important decisions regarding new accounts and existing accounts.
03.
Tracing and Listing
Our specialised staff are capable of performing full debt tracing and listing searches and checks.
04.
Our Process
We use multiple communication channels to negotiate payment methods and provide monthly account status reports to clients.
05.
Default Listing
We can list a consumer or commercial operation as a default payer on the relevant Credit Bureau’s databases.
06.
Monitoring Payments
We monitor monthly payments for your debtors ensuring that you do not lose momentum.
07.
No Collection, No Fee
Don’t suffer collection agencies that leave you with more expenses than when you started
Minimise your write-offs
076 395 1135
087 265 2616
We are ready to help your company

Looking for effective debt collection services for your Company?
Call Us
Reach Us
Open Hours
Mon – Fri
09:00 – 19:00